Who is Christian Debt Solutions?
Quality Policy
Christian Debt Solutions is committed to providing quality financial services that comply with relevant regulatory requirements, industry standards and customer needs. We use quality systems, organization-wide measures, and a customer focus to continually improve customer satisfaction.
Non Profit status is identified under section IRS (c) 3 of the internal revenue code. Rather than give you phone number for this organization we ask that you call information and request the phone number for yourself. We do this so that you can be assured that the telephone number is correct for your area.
Christian Debt Solutions Service Providers consolidate your debts without the need for a loan. All of your outstanding bills can be put into one monthly payment that will fit your budget. Your monthly obligations may be greatly reduced.
This program has been successful for many years. It was developed by creditors to help their customers work through a difficult time repaying their debts. As long as we work within their established guidelines for people that are in need of counseling, we can extend many benefits to you. One of the best things is that most creditors usually eliminate interest charges and those that do not, usually reduce your interest rate to as little as 6%-9%. In most cases, the creditor will bring your account current and waive penalties and late fees. Since you will be making on time monthly payments the program will not hurt your credit rating. If your credit rating is good it will stay good, if it is not, this program should help rebuild your credit, so you will no longer be considered a risk, but a good paying customer.
A Debt Management plan is a win-win situation. Your creditors win because they save money by eliminating the cost of collections, and in some cases a total loss if bankruptcy is declared. They also win by keeping you as a good customer in good standing. You win because you can start living without the financial pressures. You can actually payoff the principal since your payments are not being eaten up by high interest rates and finance charges.
A trained professional Credit Counselor will review your debts. Your accounts will be set up according to the guidelines of the creditors for people who are in credit counseling. If you can not afford that amount your payment may be adjusted to fit your budget. As a reminder, a monthly invoice will be sent to you, Then, all you have to do is send your agreed upon budget. If it is on time each mouth, your account will reflect those on time monthly payments and your account will be maintained until all your debts are satisfied.