Debt Consolidation

A Debt Consolidation plan allows you to include unsecured debt such as credit cards, department store cards, personal loans, past due medical bills, past due utility bills and IRS bills. Your Service Provider then negotiates with creditors to lower interest rates. All your bills will then be consolidated into one affordable monthly payment. You will then make one affordable monthly payment which will be distributed to your creditors. Regardless of financial status, everyone can benefit from the programs ability to get interest rates lowered or eliminated. These programs will help you avoid bankruptcy, improve your credit, and stop harassing calls from your creditors.

As a member, you will be provided with a personal, professional counselor who is experienced and empathetic when it comes to understanding your financial circumstances. Debt consolidation counselors are trained to establish a financial plan that will meet your needs.

No hidden fees. Pay off debt quickly. No waiting period to get started. No minimum financial requirements. Your service provider can develop a sensible budget for you that you can live with. We will not terminate you from the plan if you are unable to fulfill established payment terms. Once we are notified, we work to further identify a plan that will accurately reflect your ability to pay off your debt.