Student Loan Consolidation

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Another new and exciting service that we are able to offer is the Student Loan Consolidation Program. Christian Debt Solutions is able to consolidate student loans due to an affiliate program which we hold with approved providers. Although the student loans are between the Department of Education and the student, Christian Debt Solutions is responsible for the arrangement of the consolidation acting on behalf of the lending institution.

Members in the Student Loan Consolidation Program benefit from student loan annual interest rates that maybe reduced to 4%. If the consolidation occurs within the 6 month deferment period the annual interest rate is lowered by ½%. In addition, there is a ¼% reduction in the annual interest rate if Christian Debt Solutions receives payments electronically.

After 48 months of on time consistent monthly payments, the annual interest rate will be reduced another 1%. The Student Loan Consolidation results in a reduction of approximately 50-56% of monthly student loan payments. Terms of the consolidation range from 12-30 years depending on the amount of the loan.

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Christian Debt Solutions does not provide legal, tax or investment advice. If you need advice, legal expertise or court filings, you must seek the advice of a licensed attorney. Individual results may vary.

Christian Debt Solutions is a referral service organization headquartered in Boca Raton, Florida working with the credit counseling industry. Christian Debt Solutions does not directly provide confidential money management services, debt reduction services, or financial education services but will submit your application to the company, which in the opinion of Christian Debt Solutions would best be suited to your needs and or situation. Christian Debt Solutions service fee will not be disbursed to any creditors and will be used for, but not limited to the following expenses; postage and handling, local and long distance telephone calls, photo copies, advertising, facsimile charges, bank fees, data processing, accounting servicing in the completion of an application, and the placement of that application with a debt management/credit counseling agency. Christian Debt Solutions strives for service excellence, compliance with industry standards when developing strategic partnerships with their many highly qualified non-profit debt management organizations. By these means, customer, creditor and employee share in the benefits of our achievements.

Student Loan Consolidation

Debt Services

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